Iowa Senior Medicare Patrol (SMP) warns that advancements in AI and technology have made scammers increasingly dangerous, worsening the impact of Medicare fraud on older adults. Medicare open enrollment runs from October 15 through December 7, and scammers are actively targeting Medicare beneficiaries with fake plan offers, phishing texts, and impostor calls. Common scams are:
- “New Medicare Card” Offer: Scammers claim to call from Medicare offering a new plastic or chip-enabled Medicare card. FACT: Medicare cards do not expire and are not being replaced with plastic or chip-enabled cards. And Medicare does not provide cards with “special” benefits.
- Threats of Coverage Cancellation: Callers threaten to cancel benefits unless personal information or Medicare numbers are provided. FACT: Medicare representatives will never cold-call, text or email demanding personal details.
- “Too Good to Be True” Benefits: Advertisements or solicitors promising cash cards, free medical equipment, or dramatic coverage upgrades in exchange for your Medicare number. To review options or change your Medicare coverage, navigate directly to Medicare.gov or call 1-800-MEDICARE (1-800-633-4227) or visit our the SHIIP website.
To read more, go to Iowa Insurance Division Press Release.
